If you choose to link your Account to your Wells Fargo checking account for Overdraft Protection, please note the following. Advance Access: Buy concert, theater, and special event tickets before they go on sale to the public, Retail Protection. We will not charge you interest on purchases if you pay your entire balance by the due date each month. View the complete Go Far® Rewards Program Terms and Conditions. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. If your streaming service subscription is bundled with another product, membership, or service or billed by a third party (such as a digital platform, a cable, telecommunications, internet provider, online retailer, or in-vehicle streaming service), your purchase may not be eligible for bonus rewards points. "The Wells Fargo Propel American Express® Card is, in our opinion, the best card offer from Wells Fargo. For Credit Card Tips from the Consumer Financial Protection Bureau. Wells Fargo won’t normally approve you if you’re not a permanent resident. We're sorry, but some features of our site require JavaScript. You give consent to allow us to contact your past, present and future phone service providers to verify the information you have provided against their records. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. Pair Propel with the Wells Fargo Visa Signature card Because Wells Fargo lets you pool points among its rewards cards, you can earn an even higher rewards value when you pair the Propel card with the Wells Fargo Visa Signature card (which offers a … 608-781-5720 lancaster cami.moran@wellsfargo.com ne 360 months Edit: Credit score according to the Wells Fargo letter I just got in the mail was 782. Find an ATM or banking location near you. The minimum payment amount may vary monthly depending on account activity; you may find your current minimum payment on your current monthly billing statement. Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. Purchases not processed using the codes for American Express mentioned above will not qualify for bonus points. Instant Approval as well! Getting approved for a credit card requires a little planning. Cardholder’s approval. Electronic failure or issues related to the software of the device are not covered. We cannot address customer service questions here. Please do not enter any personal or account information in this box. My newest accounts are the two credit cards I listed with their dates. For additional information on overdraft protection using your credit card, please visit www.wellsfargo.com/credit-cards/features/overdraft-protection. The Ohio Civil Rights Commission administers compliance with this law. One rewards point will be earned per $1 spent on other net purchases. Each approved claim has a benefit limit of $600. Wells Fargo Propel Card Reviews. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. /6 and /12 I get. Vote Up 0 Vote Down Reply. Call your cellular provider (or sign on to their website) and request to set up automatic payments. The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. Is the Experian 777 a FICO 8 or FICO 9? The Wells Fargo Propel Amex features some nice perks for a no annual fee card, including access to free FICO scores and Cell Phone Protection. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. I also got my Experian score from their app so it’s FICO 8. Cash redemption options by phone or online are redeemable in $25 increments only. A balance transfer request must be made within 120 days from account opening to qualify for the introductory APR. It wasn’t a “whole process,” it was just fully paying two cards and paying the statement on another and then applying a few days later. If you are interested in a card that provides instant approval, there are several to consider. Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). 250,000.00 237,500.00 5.00% cami l moran 12/04/2015 597433 wells fargo bank, n.a. So I think they're doing FICO 9. If we need more time to review your application, you will receive an application ID and a phone number that you can call to check your application status. CSR put me thru underwriter specialist. Redemption amounts and offers subject to change without notice. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. This information may have changed after that date. In this case, the advanced payment, and associated delivery fees are reimbursed to AXA through the debit of the Cardholder’s Wells Fargo Propel American Express® Card, subject to prior approval by Wells Fargo Bank, N.A. This application is for a credit card with Wells Fargo Bank, N.A. A consumer report from consumer reporting agencies will be obtained in considering this application and for the purposes of any update, renewal, extension of credit, review or collection of the account. Navegó a una página que no está disponible en español en este momento. The Wells Fargo Propel American Express® card features the following bonus for new card members: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - … After that, up to 5% for each balance transfer, with a minimum of  $5. Some promotional rewards bonus offers may include a limit on the amount of bonus points that can be earned. Editor’s note: This post has been updated with the most current card information.It was originally published on July 23, 2018. See the Wells Fargo Propel American Express® Card Guide to Benefits for details. Note: This includes your name, mailing address, e-mail addresses, or phone numbers. Be sure to check the terms and conditions of the account to see if an annual fee applies. With roots in the Wild West and the earliest days of US banking, Wells Fargo has a history that goes back centuries. AZEO is a method to make your credit look better, which yeah could influence how much they offer you. This APR will vary with the market based on the U.S. Prime Rate. Additional Card Features and Go Far Rewards Gems. My FICO 8 is 741 on the Experian app but my Propel application letter said it's 760, checked in the same day. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. For specific account-related questions or comments, please visit Customer Service. Also known as credit line, this is the maximum amount you can carry as the balance on your credit card. If you are married, by submitting your credit card application you are confirming that this credit card obligation is being incurred in the interest of your marriage and your family. But, a long pedigree doesn’t make the bank any less relevant to the financial industry today. During the specified sales period, tickets are available exclusively to all American Express Cardholders (including Prepaid and International Cards). I used the AZEO (all zero except one) approach where I paid off two cards completely but just the statement balance on the third so that two were at $0 and the third was about 4% of its limit. Some events may not be accessible to Cardholders with disabilities. If you do not do so, your requests for certain services such as balance transfers, Wells Fargo Online and ATM access may be delayed and you may be denied access to your account. Upon submitting the online application, you will receive the status of your application on the confirmation page and we will send you a confirmation email. Useful data points would be /6 /12 and /14 for hard pulls and new accounts. The minimum recommended credit score for this credit card is 700. To find out what may have changed, call 1-866-568-6521. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. Learn More. Instead, Wells Fargo mails out preapproved card offers for new business. For complete coverage benefits and exclusions regarding this protection, go to www.wellsfargo.com/ctp.Note: Call your cellular provider (or sign on to their website) and request to set up automatic payments. If you do not qualify for the product or pricing requested or for the lowest pricing offered, you authorize the Bank to grant you the product and pricing for which you do qualify. Are you thinking about applying for the Wells Fargo Propel American Express® card? If you are charged interest, the charge will be no less than $1.00. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Depending on your account terms, an Overdraft Protection Advance Fee may be charged to your Account each day an Overdraft Protection Advance is made, and interest will accrue from the date each advance is made. Please ask questions and contribute to the knowledge surrounding credit cards. Not all seats are available and blackout dates apply. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. The card details on this page have not been reviewed or provided by the card issuer. Investment products and services are offered through Wells Fargo Advisors. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Press J to jump to the feed. Member FDIC. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Allows you to use the available credit on one credit card to pay the balance on one or more credit lines or loans. Wells Fargo Propel American Express Card Account Agreement, www.wellsfargo.com/credit-cards/features/overdraft-protection, www.wellsfargo.com/checking/overdraft-services/, Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express, Save paper and time with online statements, Points that do not expire while your account remains open, Our lowest intro APR on purchases and balance transfers for 12 months from account opening, Cell phone protection helps protect your cell phone from damage or theft, Earn 20,000 bonus rewards points after spending $1,000 in purchases in the first 3 months – a $200 cash redemption value, Flights, hotels, homestays, and car rentals, Points don’t expire as long as your account remains open, Redeem points for travel, cash redemption options, Gift card redemption options currently as low as 2,500 points for a $25 gift card, No blackout dates on air travel when redeemed through, 24/7 travel and emergency assistance, and emergency cash advances, Unless an introductory or promotional APR is in effect, we will add a “Margin” to the U.S. Prime Rate to determine your standard variable APR. 2 weeks ago after the Uber nerf, no prior relationship and was instantly approved with a credit limit of 10k. Payments made in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones. By providing us with any telephone number, you are expressly consenting permission to contact you at that number about all of your Wells Fargo accounts. To qualify, you need a credit score of 640 or higher, but if your credit needs work, the fastest way to fix it is with help from Credit Glory. You are responsible for any service provider charges as a result of us contacting you. Your due date is at least 25 days after the close of each billing period. Wells Fargo credit card application pending. It is also an amazing travel card which provides 3x rewards points for flights, hotels, transits, etc. Wells Fargo Propel American Express Card Fees & Rewards. wells fargo bank, n.a. © 1999 - 2021 Wells Fargo. Entertainment: American Express Presales offer valid in select cities. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. Refer to the Consumer Credit Card Customer Agreement and Disclosure Statement for details. This information about the cost of the credit card account described in this disclosure is accurate as of November 2020. Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. Generally, we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances). For complete coverage benefits and exclusions regarding this protection go to www.wellsfargo.com/ctp. There may be a maximum limit on the dollar amount of the rewards redemptions for cash that you can make each day at a Wells Fargo ATM. Standard service charges apply. If you have a joint checking account, you will be responsible for all advances, including interest and charges, from your credit card to cover overdrafts, regardless of who writes the check, makes the debit card purchase, or engages in any other transaction that causes the overdraft. I then waited a few days for all three cards to report to the bureaus and applied. 0.00% introductory APR for 12 months from date of account opening. 08/07/2015 clay cressler 2424 ryons st lincoln, ne 68502 clay cressler wells fargo bank, n.a. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Your credit card must be activated; if it is not activated, no money will transfer to cover the overdraft. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. Opens in a new window..←back to content Return to Footnote 4. In fact, Wells Fargo is the fourth-largest bank in the US, with over $200 billion in market capitalization.. No provision of any marital property agreement (pre-marital agreement), unilateral statement under 766.59 of the Wisconsin Statutes, or a court decree under 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decrees or has actual knowledge of the adverse provision. While making a balance transfer may be beneficial to you, balance transfers also may have limitations and/or fees associated with them so please consult your account agreement before making a balance transfer. Read the Wells Fargo Propel American Express Card Account Agreement. 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